Income Protection

How would you pay the bills if you were injured

or seriously ill and unable to work?

Long term illness is more common than you might think…

Statistics show a female non-smoker has a 32% chance of being off work for more than two months between their 40th birthday and 65th  (Source: LV= Risk Reality Calculator, 2022). Deciding how to protect your finances and lifestyle from the effects of long term sickness should be a top priority and we can help. Our insurance experts have access to a number of insurance providers. With our expert market knowledge and insurance know-how, you can be sure you’ll get the right level of cover for your situation at the most competitive possible price.

The truth is that nobody ever thinks they’re going to have a severe injury or be seriously ill and need to take weeks, months, maybe even years off work. It’s only when the unthinkable happens that many realise they should have taken out Income Protection Insurance. Of course, by then it’s too late. Not having a policy in place could mean you’re unable to pay your utility bills, your loans or worse still your rent or your mortgage. If you’re unable to pay these, you risk having to move out of your home at a time when you’re not well enough to deal with the consequences. But it doesn’t have to be that way. Our insurance experts can help make sure that if the worst does happen – falling behind with your bills won’t be something you’ll have to worry about.

If you choose to go direct to an insurer, you’re limiting yourself to in-house policies which may not be the most suitable match for your needs. You also might end up paying way more for your policy that you could through us.

Start the process today. Call a member of our team on 020 7562 5858
or email us at

Insurance Guides

We have a selection of guides that could be helpful for those looking at Income Protection…

Guide to Mortgage & Protection

"Owrang was one of the brightest graduates in an autumn intake of sixty people in 1998. I recall him regularly being upper quartile in the exams we undertook. He joined me as one of six individuals on the company's inaugural Business Foundation Programme - a graduate fast track programme for future leaders. I would gladly work with Owrang again."

- Adam N

"Owrang has been my best find in the financial arena in years. He has proved to be highly efficient, competitive, and personable. Am very happy customer!"

Rupert S

"Owrang has been an excellent find. Recommended by a good friend, he has helped me with my mortgage requirements more than once. A very good guy. Knows his stuff!"

Jon C

"Very good knowlege of all aspects of personal finance"

Jonathan L

"I was recommended Owrang to help me set up and transfer a private pension. He was very professional and took the time to understand my needs and both he and his team were very prompt with ongoing correspondence throughout the process. I will be happy to continue working with him and would happily recommend him to others."

Jonathan H

"Owrang has been providing me with advice and ideas on how to approach financial matters for many years and has always been excellent, proactive and importantly helped me increase my future earnings."

Nicholas G

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T: 020 7562 5858

Reviews and Ratings for Financial adviser Owrang Rahmani, London

Credius is a trading style of Credius Wealth Limited which is an appointed representative of Quilter Financial Services Limited
and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.

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Registered Address: 124 City Road, London, England, EC1 2NX

The guidance and information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK

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Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited Jan 2024.

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