Hard to Get Mortgages

Self-employed? Over 40? Irregular earnings? Poor Credit Rating?

We’re the experts when it comes to hard-to-get mortgages.

For some of us, the challenge of obtaining a mortgage can be a lot greater than others…

Perhaps you’re self-employed, have irregular earnings or will be over 65 years of age by the time your mortgage would be paid off. Maybe it’s not you that’s the hurdle but the plot or building you’re trying to buy. Whatever your situation, if your borrowing requirements are outside of the norm, it’s highly unlikely that you’ll be able to get a mortgage through a high street bank or building society.

At Credius though, we have access to over 50 different mortgage providers, many of whom are happy to lend to people’s whose needs can’t be met through an ordinary lender. That’s why it makes sense to use us to find your next mortgage.

It’s not just our wide range of mortgage products which makes us the best place to come for your hard-to-get mortgage. It’s our expert knowledge of the market which means we already know before we begin the search, which lenders are more likely to accept your mortgage application.

Our mortgage expert will save you time searching for the right lender and stop you from having unnecessary checks msade on your credit rating which could harm future borrowing applications.

Our aim is to get you the most suitable mortgage deal, regardless of your circumstances. Our expert mortgages adviser help people with challenging borrowing requirements just like you every single day, taking them once step closer to owning their own home. So forget the banks and forget the comparison sites. Come and speak with the real mortgage experts.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Buy to let mortgages are not regulated by the Financial Conduct Authority

Mortgage Guides

We have a selection of guides that could be helpful for those looking at Hard to Get Mortgages…

Guide to Mortgage & Protection

Borrowing to Buy Factsheet

Call us on 020 7562 5858 to start the search for your ideal mortgage,
or email us at mortgages@credius.com

"Owrang was one of the brightest graduates in an autumn intake of sixty people in 1998. I recall him regularly being upper quartile in the exams we undertook. He joined me as one of six individuals on the company's inaugural Business Foundation Programme - a graduate fast track programme for future leaders. I would gladly work with Owrang again."

- Adam N

"Owrang has been my best find in the financial arena in years. He has proved to be highly efficient, competitive, and personable. Am very happy customer!"

Rupert S

"Owrang has been an excellent find. Recommended by a good friend, he has helped me with my mortgage requirements more than once. A very good guy. Knows his stuff!"

Jon C

"Very good knowlege of all aspects of personal finance"

Jonathan L

"I was recommended Owrang to help me set up and transfer a private pension. He was very professional and took the time to understand my needs and both he and his team were very prompt with ongoing correspondence throughout the process. I will be happy to continue working with him and would happily recommend him to others."

Jonathan H

"Owrang has been providing me with advice and ideas on how to approach financial matters for many years and has always been excellent, proactive and importantly helped me increase my future earnings."

Nicholas G

Speak To An Expert

If you have any questions related to mortgages, we’d love to hear from you.

Contact Credius

Credius
Senator House,
85 Queen Victoria Street,
London,
EC4V 4AB

T: 020 7562 5858
F: 020 7562 5802
E: info@credius.com

Credius is a trading style of Credius Wealth Limited which is an appointed representative of Quilter Financial Services Limited
and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.

Credius Wealth Limited is registered in England and Wales 6186222.
Registered Address: Kemp House, 152-160 City Road, London EC1V 2NX

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

The Financial Conduct Authority does not regulate Auto Enrolment, Trusts, Inheritance Tax Planning and some forms of Buy to
Let Mortgages

© Credius Wealth Limited. All rights reserved.