First-Time Buyers

For first-time buyers, finding a mortgage can seem like a daunting task.

Here at Credius, we do all of the hard work for you.

We deal with the lenders from start to finish to give you a hassle-free experience

For first-time buyers, finding the right mortgage is not just about sourcing the most suitable rate. It’s about having an understanding of each lender’s requirements and making sure you choose a provider which is most likely to meet your borrowing needs. As a trusted financial adviser, that’s where we make the difference. Working extensively within the mortgage market every day means we have unrivalled knowledge of the sector. We can save you time, money and unnecessary checks on your credit rating which may harm future borrowing applications.

Unlike banks and building societies, we’re not tied into selling you our own products. We’re able to search through over 50 lenders to get the right mortgage deal to suit your needs. Whether you need a mortgage with low monthly payments or a mortgage which matches your small savings deposit – our extensive access to the mortgage market means you can be sure that you’re getting the most suitable deal for your unique circumstances.

The journey to owning your first home can be filled with many challenges. Finding the right mortgage needn’t be one of them. Our expert mortgages adviser help first-time buyers just like you every single day, taking them once step closer to owning their own home. If you want to do the same, forget the banks and forget the comparison sites. Come and speak with the experts.

You can spend as much or as little time as you need with us to fully understand the details of your mortgage and how it will impact your other financial commitments. You’ll always know exactly what’s going on so you can make informed decisions on how you want to proceed.

We deal with the lenders from start to finish, sifting through the financial jargon to give you a hassle-free experience – we make buying a property easy.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of pensions and investments can fall as well as rise. You may get back less than you invested.

Mortgage Guides

We have a selection of guides that could be helpful for a First-Time Buyer…

Guide to Mortgage & Protection

Borrowing to Buy Factsheet

Call us on 020 7562 5858 to start the search for your ideal mortgage,
or email us at

"Owrang was one of the brightest graduates in an autumn intake of sixty people in 1998. I recall him regularly being upper quartile in the exams we undertook. He joined me as one of six individuals on the company's inaugural Business Foundation Programme - a graduate fast track programme for future leaders. I would gladly work with Owrang again."

- Adam N

"Owrang has been my best find in the financial arena in years. He has proved to be highly efficient, competitive, and personable. Am very happy customer!"

Rupert S

"Owrang has been an excellent find. Recommended by a good friend, he has helped me with my mortgage requirements more than once. A very good guy. Knows his stuff!"

Jon C

"Very good knowlege of all aspects of personal finance"

Jonathan L

"I was recommended Owrang to help me set up and transfer a private pension. He was very professional and took the time to understand my needs and both he and his team were very prompt with ongoing correspondence throughout the process. I will be happy to continue working with him and would happily recommend him to others."

Jonathan H

"Owrang has been providing me with advice and ideas on how to approach financial matters for many years and has always been excellent, proactive and importantly helped me increase my future earnings."

Nicholas G

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Contact Credius

Senator House,
85 Queen Victoria Street,

T: 020 7562 5858

Reviews and Ratings for Financial adviser Owrang Rahmani, London

Credius is a trading style of Credius Wealth Limited which is an appointed representative of Quilter Financial Services Limited
and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.

Credius Wealth Limited is registered in England and Wales 06186222.
Registered Address: 124 City Road, London, England, EC1 2NX

The guidance and information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK

The Financial Conduct Authority does not regulate Auto Enrolment, Trusts, Inheritance Tax Planning, Bridging Finance, Employee Benefits, Tax Planning, Estate Planning and some forms of Buy to Let Mortgages.

Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited Jan 2024.

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