Company Director Mortgages

If you’re a business owner or company Director

and you need a mortgage, Credius is here to help

Running your own company can make life challenging enough, but buying a home doesn’t have to be an additional burden…

If you’re a business owner or limited company Director, getting a mortgage might seem like an impossible task but it can be easy if you know where to look. High-street banks can have particularly difficult lending criteria and that’s why it’s vital to choose a trusted mortgage adviser with access to a wide range of products from across the mortgage market – and that’s exactly what we are. With our product knowledge and market expertise, we can identify the lenders which are most likely to accept a mortgage application with your unique requirements and ensure you get the most suitable finance deal on your future property purchase or remortgage.

One of the main challenges for company directors and business owners is being able to prove they have sufficient income. Paying a salary below the tax threshold and then topping up with dividends is commonplace, as is leaving significant amounts of profit locked in the business for tax efficiency purposes. But using either of these strategies doesn’t have to put an end to your ability to get a decent mortgage. We work with over 50 lenders, many of which will take into account your dividend payments and many others which are happy to include your company profit in earnings calculations. By using our services, you’re able to cut out weeks of searching and filling in forms. Our trusted mortgage expert will give you the very best chance of a successful mortgage application.

Running your own company can make life challenging enough, but buying a home doesn’t have to be an additional burden. Our expert mortgages adviser help business owners and company directors just like you every single day. So if you want to find the most suitable mortgage deal for your next property purchase, forget the banks and mortgage comparison websites. 

Your home may be repossessed if you do not keep up repayments on your mortgage.

Buy to let mortgages are not regulated by the Financial Conduct Authority

Mortgage Guides

We have a selection of guides that could be helpful for those looking at Company Director Mortgages…

Guide to Mortgage & Protection

Borrowing to Buy Factsheet

Call us on 020 7562 5858 to start the search for your ideal mortgage,
or email us at mortgages@credius.com

"Owrang was one of the brightest graduates in an autumn intake of sixty people in 1998. I recall him regularly being upper quartile in the exams we undertook. He joined me as one of six individuals on the company's inaugural Business Foundation Programme - a graduate fast track programme for future leaders. I would gladly work with Owrang again."

- Adam N

"Owrang has been my best find in the financial arena in years. He has proved to be highly efficient, competitive, and personable. Am very happy customer!"

Rupert S

"Owrang has been an excellent find. Recommended by a good friend, he has helped me with my mortgage requirements more than once. A very good guy. Knows his stuff!"

Jon C

"Very good knowlege of all aspects of personal finance"

Jonathan L

"I was recommended Owrang to help me set up and transfer a private pension. He was very professional and took the time to understand my needs and both he and his team were very prompt with ongoing correspondence throughout the process. I will be happy to continue working with him and would happily recommend him to others."

Jonathan H

"Owrang has been providing me with advice and ideas on how to approach financial matters for many years and has always been excellent, proactive and importantly helped me increase my future earnings."

Nicholas G

Speak To An Expert

If you have any questions related to mortgages, we’d love to hear from you.

Contact Credius

Credius
Senator House,
85 Queen Victoria Street,
London,
EC4V 4AB

T: 020 7562 5858
F: 020 7562 5802
E: info@credius.com

Credius is a trading style of Credius Wealth Limited which is an appointed representative of Quilter Financial Services Limited
and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.

Credius Wealth Limited is registered in England and Wales 6186222.
Registered Address: Kemp House, 152-160 City Road, London EC1V 2NX

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

The Financial Conduct Authority does not regulate Auto Enrolment, Trusts, Inheritance Tax Planning and some forms of Buy to
Let Mortgages

© Credius Wealth Limited. All rights reserved.