When you’re fit and healthy and feeling secure in your job, it’s hard to imagine anything going wrong.
But did you know that a 35 year old non-smoking professional has a 63% risk of serious illness, death or being unable to work for 2 months or more before they retire?
That’s a shocking 63 people out of every 100 people. And if you smoke, the likelihood increases to an unbelievable 79% so if anything did go wrong, how would you fare?
Would you still get the level of income you (and your family) are used to?
Could you still afford to pay your monthly bills, your loans and most importantly your mortgage?
How would the loss of income affect your family?
Here at Credius, we have a wide range of options to help you secure you and your family’s financial future.
Over the next few blogs we’ll be providing you with the information you need to make informed decisions about how best to protect you and your loved ones if something does go wrong.
From Life Insurance, to Business Protection and Critical Illness Cover to Income Protection, we’ll guide you through what each cover actually means, how to calculate the levels you’ll need and how you can get the best, all-round protection whilst keeping your premiums down.
We’ll also look at the application process, your obligations to the insurance company and when you need to review your policies.
So whether you’re fit and healthy and feeling secure in your job or you’ve got concerns on the horizon, this guide will help you make the best decisions to provide you and your family with peace of mind knowing you’ll be financially secure should the future not turn out as expected.
Don’t want to wait for the next edition?
You can find more information at our website, just follow this link. Or you can contact us directly at firstname.lastname@example.org or call us today on 020 7562 5858 for independent advice and a free consultation.